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Health Care Delivery

The overall goal of the Session Long Project is to examine health care delivery in the United States from a personal perspective. Please limit your paper to 2-3 pages.

Assignment expectations for module 1:

1. Explain the type of health care coverage you currently have. For full credit, refer to your insurance handbook or Web site. Do not just write what you know about your policy.

(my Health care is tricare basic)

Name of plan
Source – (Personal, employer, government, parents…)
Your out-of-pocket costs: co-payments and deductibles
Percentage of coverage (100%, 80/20, 70/30)
Major limitations ? Are there limitations to the plan such as use of out of plan providers or pre-existing conditions? (Refer to your insurance handbook or Web site and include details.)
Exclusions – What procedures or treatments are not covered? (Refer to your insurance handbook or Web site and include details.)
2. Next, discuss the options a non-military person would have if they were to lose their coverage. Please be sure to include information about the following:

COBRA
HIPAAs protections for those who lose insurance coverage.
In addition to your own insurance handbook, the following resources will help you:

U.S. Department of Labor (2007). Frequently Asked Questions about COBRA Continuation Health Coverage. Retrieved on August 29, 2007 from http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html.

U.S. Department of Labor (2007). Frequently Asked Questions about Portability of Health Coverage and HIPAA. Retrieved on August 29, 2007 from http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html.

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